Terms of Service

Acceptance of Terms

By accessing or using the 1STBOND mobile application and related services (the "Services"), you agree to be legally bound by these Terms of Service ("Terms"). These Terms constitute a binding agreement between you and 1STBOND, LLC ("1STBOND," "we," "our," or "us").

Eligibility

To use the Services, you must meet all of the following requirements:

If you are under 16, you represent that you have parental or legal guardian consent where required by law. This requires the parent or legal guardian to also agree to these Terms and the Privacy Policy.

Identity Verification

Participation in meetups and certain payment features requires:

Biometric Acknowledgment

By submitting identity verification materials, including facial images, you acknowledge and consent to the use of facial comparison technology for identity verification and fraud prevention purposes, as described in our Privacy Policy.

Marketplace Payments (Stripe Connect)

1STBOND enables peer-to-peer payments through Stripe Connect. All payment processing, fund holding, KYC verification, AML compliance, chargeback handling, and payout processing are conducted by Stripe or its affiliated financial institutions. 1STBOND does not hold user funds, operate as a bank, act as a money transmitter, or provide custodial wallet services.

Users are solely responsible for the accuracy of payment amounts, compliance with applicable laws, ensuring payment recipient accuracy, and any taxes arising from transactions. 1STBOND is not responsible for payment disputes between users.

1STBOND may charge service or application fees on transactions. Fees will be disclosed prior to transaction confirmation.

Payment disputes, chargebacks, and reversals are handled according to Stripe's policies and applicable card network rules. 1STBOND may deduct chargeback amounts or fees from payouts where permitted.

Refunds are subject to Stripe's policies and may be granted at our discretion or where required by law.

Assumption of Risk

Users acknowledge that in-person interactions involve inherent risks including fraud, misconduct, personal injury, or criminal activity.

Panic Feature Disclaimer

1STBOND provides safety notification tools only. We are not law enforcement, an emergency dispatch provider, or a crisis response organization. We do not guarantee delivery of notifications or intervention outcomes.

User Conduct

You agree not to engage in any of the following:

Violation may result in account suspension or permanent termination.

Administrative Authority

1STBOND reserves the right to:

We are not obligated to monitor activity but may do so at our discretion.

Disclaimer of Warranties

The Services are provided "AS IS" and "AS AVAILABLE."

Limitation of Liability

To the fullest extent permitted by law, 1STBOND is not liable for user conduct, in-person interactions, criminal acts, payment disputes, chargebacks, financial losses, or indirect or consequential damages.

In no event shall total liability exceed the greater of:

Indemnification

You agree to indemnify and hold harmless 1STBOND and its affiliates from claims arising from:

Arbitration & Class Action Waiver

All disputes shall be resolved through binding arbitration on an individual basis.

Governing Law

These Terms are governed by the laws of:

General Provisions

If any provision of these Terms is found unenforceable, the remainder continues in full force and effect.

1STBOND may assign these Terms without restriction. Users may not assign rights or obligations without prior written consent from 1STBOND.

We may update these Terms at any time. Continued use of the Services after changes are posted constitutes acceptance of the updated Terms.

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